Samsung Card Co., Ltd.
029780 · KOSPI · Financial Services · ₩4.5T (approx. $3.4B)· Nat'l Pension stake 6.01% (2024-12-31)
₩42,450+3.5%vs prev closeclose of 2026-10-30 · not real-time
Valuation summary
Looks fairly valued
Samsung Card Co., Ltd. provides financial services in South Korea.· Source: company profile (yfinance/Yahoo Finance)
Valuation summary46/100Downside rigidity69/100Upside potential32/100
vs. fair value4 analysts
+30%Undervalued
Price ₩42,450Fair value ₩55,000
vs. analyst consensus target. The target is an opinion, not a prediction or buy signal.
Score summary
A summary of valuation factors — not a buy recommendation. You decide.
Data as of: 2026-10-30 · end-of-day, not real-timeData as of — price/valuation/technicals: the close date above · NPS stake: US=quarterly SEC 13F, Korea=annual · short interest: exchange's latest settlement · fundamentals: latest filing
Peers
| Company | PER | PBR | ROE | Div | Score |
|---|---|---|---|---|---|
| 삼성카드 | 7.9 | 0.5 | 7% | 6.8% | 43 |
| JB금융지주 | 6.7 | 0.8 | 12% | 5.7% | 45 |
| BNK금융지주 | 5.5 | 0.4 | 7% | 5.9% | 45 |
| 현대해상 | 3.3 | 0.5 | 21% | 0.0% | 59 |
| 키움증권 | 3.4 | 0.8 | 25% | 4.9% | 45 |
| 한화생명 | 3.3 | 0.2 | 8% | 0.0% | 50 |
Same sector, nearest by market cap · – = no data (value traps excluded)
Price chart
View on Naver Finance →· Chart: Naver Finance
The chart (long-term trend, Ichimoku cloud) is for observation only — not a buy or sell signal.
Structure analysis · observation only
Shows only where the current price sits within the channel structure (based on past swings).
Position: 0.0~0.5 zone · Downtrend channelStructure as of 2026-10-30
Channel levels (price by multiple)
- Baseline (0)₩42,830
- Current price₩42,450
- ×0.5₩39,414
- ×1₩35,998
- ×1.5₩32,582
- ×2₩29,166
- ×2.5₩25,750
- ×3₩22,334
Unfilled gaps
- Gap upbelow priceBeyond chart₩34,712–₩34,757 · Gap width 0.13% · 2025-01-07
The channel, levels and gaps are observational geometry showing where the current price sits within past swing structure. They are not a rebound/bottom probability, a price target, or a buy/sell signal — plain chart patterns carry no reliable predictive edge (our backtest conclusion).
A highlight of the key metrics detailed below.
Undervalued vs sector 42/100 within Financial Services — higher means lower multiples (PER·PB·EV/EBITDA·PSR) than sector peers. Growth sectors carry higher multiples, so this is a same-sector relative view, not absolute cheapness (observational).
PER vs its own history PER is in the bottom 31% of its own 8-year range (historically cheap)Range 5–11.4 · median 8Observational only — a lower PER can reflect slowing growth, so 'cheap' isn't always undervalued.
Why it looks cheap
- Dividend Yield6.8%
Why it might be risky
- –
Strategy ranks
Top-tier in 1 of 3 evaluated strategies
Ranks within the Korea market — tap to open that ranking (ranks are per market).
Valuation
- P/E (Price/Earnings)
- 7.9
- Forward P/E
- 8.5
- P/B (Price/Book)
- 0.5
- PEG
- –
- P/S (Price/Sales)
- 1.6
- Dividend Yield
- 6.8%
- FCF Yield
- –
- EV/EBITDA
- –
- EV/Sales
- –
- Net Debt / EBITDA
- –
- P/CF (Price/Cash Flow)
- –
Quality & growth
- ROE (Return on Equity)
- 7.1%
- ROA (Return on Assets)
- 1.9%
- Rule of 40
- –
- Earnings Growth
- -7.5%
Past returns
1M
+0.6%
3M
-10.4%
6M
-21.1%
1Y
-10.3%
3Y
+63.8%
5Y
+70.5%
Past returns — they do not guarantee future results.
More indicators
Sortino
-0.31
Downside vol
21.20%
Max drawdown (3y)
-36.54%
Moderate drop from peak
Volatility (annual.)
30.10%
Moderate price swings
RSI(14) daily
49.50
RSI(14) weekly
39.20
RSI(14) monthly
46.70
vs 200d MA
-14.62%
Below 200-day avg
Trend slope (annualized)
25.54%
Recent uptrend
Beta
0.23
Moves less than market
Payout ratio
48.13%
Sustainable
Price/Graham
0.42
Undervalued
Golden cross
✕ not aligned
Color: green = healthy, red = caution (absolute thresholds, value/quality metrics only). Downside vol & Sortino are annualized. Max drawdown = largest drop from a 3-year peak; volatility = 1-year annualized. Price/Graham < 1 = below Graham fair value (profitable, positive-equity names only). RSI < 30 = oversold. For reference only.
Long-term trend (Ichimoku)
A Japanese trend tool. Price above the 'cloud' is supportive; below is weak. A strong uptrend doesn't mean it's cheap — stocks that have run up are usually more expensive.
D
Below the cloud (weak)
W
Below the cloud (weak)
M
Above the cloud (supportive)