Lotte Non - Life Insurance Co., Ltd.
000400 · KOSPI · Financial Services · ₩749.6B (approx. $562.1M)· Nat'l Pension stake 2.27% (2024-12-31)
₩2,425-1.2%vs prev closeclose of 2026-10-30 · not real-time
Valuation summary
Looks expensive
Lotte Non - Life Insurance Co., Ltd. is engaged in non-life insurance and reinsurance and insurance payment in South Korea.· Source: company profile (yfinance/Yahoo Finance)
Valuation summary31/100Downside rigidity40/100Upside potential44/100
Score summary
A summary of valuation factors — not a buy recommendation. You decide.
Data as of: 2026-10-30 · end-of-day, not real-timeData as of — price/valuation/technicals: the close date above · NPS stake: US=quarterly SEC 13F, Korea=annual · short interest: exchange's latest settlement · fundamentals: latest filing
Peers
| Company | PER | PBR | ROE | Div | Score |
|---|---|---|---|---|---|
| 롯데손해보험 | – | 0.8 | -2% | 0.0% | 31 |
| 한화손해보험 | 3.0 | 0.3 | 11% | 0.0% | 46 |
| 유안타증권 | 4.3 | 0.4 | 11% | 5.5% | 42 |
| 교보증권 | 4.6 | 0.4 | 9% | 6.6% | 43 |
| LX홀딩스 | 5.2 | 0.3 | 6% | 3.7% | 51 |
| 신영증권 | 10.9 | 0.5 | 10% | 6.1% | 43 |
Same sector, nearest by market cap · – = no data (value traps excluded)
Chart patterns matched (observational)
Technical patterns for reference — not a buy recommendation.
Price chart
View on Naver Finance →· Chart: Naver Finance
The chart (long-term trend, Ichimoku cloud) is for observation only — not a buy or sell signal.
Structure analysis · observation only
Shows only where the current price sits within the channel structure (based on past swings).
Position: 0.0~0.5 zone · Uptrend channelStructure as of 2026-10-30
Channel levels (price by multiple)
- ×3₩6,064
- ×2.5₩5,407
- ×2₩4,750
- ×1.5₩4,093
- ×1₩3,436
- ×0.5₩2,779
- Current price₩2,425
- Baseline (0)₩2,122
The channel, levels and gaps are observational geometry showing where the current price sits within past swing structure. They are not a rebound/bottom probability, a price target, or a buy/sell signal — plain chart patterns carry no reliable predictive edge (our backtest conclusion).
A highlight of the key metrics detailed below.
Undervalued vs sector 50/100 within Financial Services — higher means lower multiples (PER·PB·EV/EBITDA·PSR) than sector peers. Growth sectors carry higher multiples, so this is a same-sector relative view, not absolute cheapness (observational).
PER vs its own history PER is in the top 5% of its own 4.7-year range (historically expensive)Range 333.3–499.5 · median 433.8Observational only — a lower PER can reflect slowing growth, so 'cheap' isn't always undervalued.
Why it looks cheap
- P/S (Price/Sales)0.3
Why it might be risky
- –
Strategy ranks
Top-tier in 0 of 1 evaluated strategies
Ranks within the Korea market — tap to open that ranking (ranks are per market).
Valuation
- P/E (Price/Earnings)
- –
- Forward P/E
- –
- P/B (Price/Book)
- 0.8
- PEG
- –
- P/S (Price/Sales)
- 0.3
- Dividend Yield
- 0.0%
- FCF Yield
- –
- EV/EBITDA
- –
- EV/Sales
- –
- Net Debt / EBITDA
- –
- P/CF (Price/Cash Flow)
- –
Quality & growth
- ROE (Return on Equity)
- -1.8%
- ROA (Return on Assets)
- 0.0%
- Rule of 40
- –
- Earnings Growth
- -96.4%
Past returns
1M
+20.4%
3M
+25.7%
6M
+13.1%
1Y
+26.8%
3Y
+31.6%
5Y
+32.5%
Past returns — they do not guarantee future results.
More indicators
Sortino
1.19
Downside vol
36.90%
Max drawdown (3y)
-62.18%
Deep historical drawdown
Volatility (annual.)
67.26%
Large price swings
RSI(14) daily
55.90
RSI(14) weekly
59.20
RSI(14) monthly
57.70
vs 200d MA
17.67%
Above 200-day avg
Trend slope (annualized)
-12.97%
No clear trend
FCF margin
78.61%
Beta
0.47
Moves less than market
Golden cross
○ aligned
Color: green = healthy, red = caution (absolute thresholds, value/quality metrics only). Downside vol & Sortino are annualized. Max drawdown = largest drop from a 3-year peak; volatility = 1-year annualized. Price/Graham < 1 = below Graham fair value (profitable, positive-equity names only). RSI < 30 = oversold. For reference only.
Long-term trend (Ichimoku)
A Japanese trend tool. Price above the 'cloud' is supportive; below is weak. A strong uptrend doesn't mean it's cheap — stocks that have run up are usually more expensive.
D
Above the cloud (supportive)
W
Above the cloud (supportive)
M
Below the cloud (weak)