KakaoBank Corp.
323410 · KOSPI · Financial Services · ₩9.5T (approx. $7.1B)· Nat'l Pension stake 5.76% (2024-12-31)
₩19,920+2.0%vs prev closeclose of 2026-10-30 · not real-time
Valuation summary
Looks expensive
KakaoBank Corp., an Internet bank, provides banking services through electronic financial transaction method in South Korea. It offers various deposits, including checking, group, safe box, piggy bank, journal account, time deposits, flexible savings, and 26 week and one month…· Source: company profile (yfinance/Yahoo Finance)
Valuation summary35/100Downside rigidity41/100Upside potential22/100
vs. fair value19 analysts
+34%Undervalued
Price ₩19,920Fair value ₩26,758
vs. analyst consensus target. The target is an opinion, not a prediction or buy signal.
Score summary
A summary of valuation factors — not a buy recommendation. You decide.
Data as of: 2026-10-30 · end-of-day, not real-timeData as of — price/valuation/technicals: the close date above · NPS stake: US=quarterly SEC 13F, Korea=annual · short interest: exchange's latest settlement · fundamentals: latest filing
Peers
| Company | PER | PBR | ROE | Div | Score |
|---|---|---|---|---|---|
| 카카오뱅크 | 17.3 | 1.4 | 8% | 2.4% | 35 |
| NH투자증권 | 5.8 | 0.8 | 16% | 5.3% | 39 |
| 한국금융지주 | 3.2 | 0.6 | 24% | 5.4% | 51 |
| DB손해보험 | 7.0 | 0.8 | 16% | 4.2% | 41 |
| 삼성증권 | 4.8 | 0.8 | 18% | 4.8% | 50 |
| 키움증권 | 3.4 | 0.8 | 25% | 4.9% | 47 |
Same sector, nearest by market cap · – = no data (value traps excluded)
Chart patterns matched (observational)
Technical patterns for reference — not a buy recommendation.
Price chart
View on Naver Finance →· Chart: Naver Finance
The chart (long-term trend, Ichimoku cloud) is for observation only — not a buy or sell signal.
Structure analysis · observation only
Shows only where the current price sits within the channel structure (based on past swings).
Position: 0.0~0.5 zone · Downtrend channelStructure as of 2026-10-30
Channel levels (price by multiple)
- Baseline (0)₩20,664
- Current price₩19,920
- ×0.5₩19,526
- ×1₩18,387
- ×1.5₩17,249
- ×2₩16,110
- ×2.5₩14,972
- ×3₩13,834
Unfilled gaps
- Gap downabove price₩27,550–₩27,850 · Gap width 1.1% · 2026-02-27
- Gap downabove priceBeyond chart₩30,589–₩30,737 · Gap width 0.48% · 2025-07-14
- Gap downabove priceBeyond chart₩34,622–₩34,917 · Gap width 0.85% · 2025-06-26
The channel, levels and gaps are observational geometry showing where the current price sits within past swing structure. They are not a rebound/bottom probability, a price target, or a buy/sell signal — plain chart patterns carry no reliable predictive edge (our backtest conclusion).
A highlight of the key metrics detailed below.
Undervalued vs sector 11/100 within Financial Services — higher means lower multiples (PER·PB·EV/EBITDA·PSR) than sector peers. Growth sectors carry higher multiples, so this is a same-sector relative view, not absolute cheapness (observational).
PER vs its own history PER is in the bottom 2% of its own 4.3-year range (historically cheap)Range 17.3–70.3 · median 28.1Observational only — a lower PER can reflect slowing growth, so 'cheap' isn't always undervalued.
Why it looks cheap
- –
Why it might be risky
- Forward P/E15.9
- PEG2.0
Strategy ranks
Top-tier in 0 of 3 evaluated strategies
Ranks within the Korea market — tap to open that ranking (ranks are per market).
Valuation
- P/E (Price/Earnings)
- 17.3
- Forward P/E
- 15.9
- P/B (Price/Book)
- 1.4
- PEG
- 2.0
- P/S (Price/Sales)
- 5.2
- Dividend Yield
- 2.4%
- FCF Yield
- –
- EV/EBITDA
- –
- EV/Sales
- –
- Net Debt / EBITDA
- –
- P/CF (Price/Cash Flow)
- –
Quality & growth
- ROE (Return on Equity)
- 8.2%
- ROA (Return on Assets)
- 0.7%
- Rule of 40
- –
- Earnings Growth
- 8.8%
Past returns
1M
+0.1%
3M
-5.8%
6M
-21.3%
1Y
-13.8%
3Y
-20.7%
5Y
-74.7%
Past returns — they do not guarantee future results.
More indicators
Sortino
-0.15
Downside vol
27.44%
Max drawdown (3y)
-46.50%
Moderate drop from peak
Volatility (annual.)
40.29%
Moderate price swings
RSI(14) daily
45.50
RSI(14) weekly
40.00
RSI(14) monthly
38.50
vs 200d MA
-12.23%
Below 200-day avg
Trend slope (annualized)
-2.00%
No clear trend
Beta
1.35
Moves more than market
Payout ratio
40.28%
Sustainable
Price/Graham
1.04
Around fair value
Golden cross
✕ not aligned
Color: green = healthy, red = caution (absolute thresholds, value/quality metrics only). Downside vol & Sortino are annualized. Max drawdown = largest drop from a 3-year peak; volatility = 1-year annualized. Price/Graham < 1 = below Graham fair value (profitable, positive-equity names only). RSI < 30 = oversold. For reference only.
Long-term trend (Ichimoku)
A Japanese trend tool. Price above the 'cloud' is supportive; below is weak. A strong uptrend doesn't mean it's cheap — stocks that have run up are usually more expensive.
D
Below the cloud (weak)
W
Below the cloud (weak)
M
Inside the cloud (neutral)